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Financial Information & Insurance: Orthodontic Care Made Accessible

We know that financial questions can be one of the biggest concerns when considering orthodontic treatment. That’s why we take a transparent, supportive approach to every step of the process. Whether you’re exploring insurance coverage or looking for flexible payment options, our team is here to provide clear answers and help find a plan that works for you.

Discover how Prose Orthodontics is committed to making orthodontics accessible for St. Charles families.

An orthodontist and a patient review the patient's x-rays and orthodontic treatment options An orthodontist and a patient review the patient's x-rays and orthodontic treatment options
A woman with metal braces is examined by an orthodontist A woman with metal braces is examined by an orthodontist

Insurance: What You Need To Know About Coverage

We are committed to helping you maximize your benefits and understand how your insurance may apply to orthodontic care. Here are important factors to keep in mind regarding insurance coverage:

  • We are not an in-network provider, which allows us to offer flexible, high-quality care tailored to your needs
  • Many plans still offer out-of-network orthodontic benefits
  • Our team will help verify your coverage and explain your estimated benefits clearly
  • We can assist with filing claims on your behalf to simplify the process

If you’re unsure about your coverage, we’re happy to help you understand your options before starting treatment.

Flexible Financing Solutions Designed Around You

As part of our commitment to making orthodontic care more accessible, we offer flexible financial options, including zero-interest payment plans, to fit a wide range of budgets and preferences.

Payment methods we accept include:

  • Most major credit cards
  • Automatic payments

Our team will work with you to create a plan that feels manageable and easy to navigate.

two smiling women, one wearing braces two smiling women, one wearing braces
On Laptop Using Benefits

Patient Rewards Program

Our Patient Rewards program adds a fun, interactive element to your orthodontic journey. Earn points just for getting started, participating in contests, completing surveys, and engaging with us along the way. Then, redeem those points for gift cards and exciting prizes! It’s our way of celebrating your progress and keeping you motivated every step of the way.

Ready to start earning? Visit our Patient Resources page to learn more and log in to play.

Transparent and Supportive Financial Guidance

We know financial decisions are an important part of choosing orthodontic care. That’s why we prioritize:

  • Clear, upfront communication about costs
  • No surprises; you’ll understand your plan before treatment begins
  • Personalized support from a knowledgeable team
  • A judgment-free environment where questions are always welcome

Our goal is to help you feel informed, confident, and comfortable moving forward.

Handsome man smiling in the treatment chair at his orthodontic appointment Handsome man smiling in the treatment chair at his orthodontic appointment
Right side of a white circle on a grey backgroundRight side of a white circle on a grey background
Drs. Prose and Grzetic smiling and wearing black scrubs against a blurred background with trees.

Have More Questions About Cost or Coverage?

Choosing orthodontic care is a meaningful investment, and you deserve to feel confident and supported as you explore your options. Our team is here to make the financial side of your experience as clear and comfortable as possible, without pressure or confusion.

Whether you’re just starting to explore treatment or you’re ready to move forward, we are here to help. Our financial coordinators will walk you through your insurance, explain your options in simple terms, and create a personalized plan that fits your needs and your budget.

We encourage you to reach out with any questions you may have. No question is too small, and no commitment is required.